At Your Furniture 4 Less, there are many ways to pay!

We offer up to 60 months zero-interest financing with Synchrony Bank. Keep your home goods purchases on their own line of credit while keeping your cash for emergencies and every day living expenses. Easily manage your account online with Synchrony and make payments monthly!

We also offer no-credit financing through Koalafi. You can easily apply and be approved for up to $4000 of funds to use on your furniture purchase immediately. Payments are deducted directly from your checking account on payday, no need to worry about making a payment on time.

​If needed, we also offer in-store layaway. With our in-store layaway program, we expect a biweekly payment on your balance while we house your furniture in our warehouse. Once your balance is paid in full, we can deliver or offer warehouse pick up of your items.

Accepted forms of payment also include cash, local checks, Visa, Mastercard, and Discover.

​Call us for more information on your financing needs.

Open an account, shop, and pay your way!*

Fast and simple approval process!

Flexible financing available through Synchrony

No credit needed to be approved with Koalafi leasing service!

Pay Over Time Plans That Are Simply For Everyone

Some purchases just can’t wait for “someday.” Koalafi offers financing solutions to help more people get the things they need now, whether they have great credit, bad credit, or no credit.

If you’re shopping, enjoy a hassle-free application and a payment plan tailored for you.





Have A Question?

Give us a call!

We can assist you with any of your financing questions and you can even apply over the phone.

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